Welcome to Anytime Check. We developed this software to make it easier for you to accept checks from your customers so you can focus on your own product or service. We are a subscription service that provides our customers access to software that verifies certain checking account information such as routing numbers and allows our clients to print checks. We are not a check processing company and in no way do we handle any transfer of
funds. WE DO NOT GUARANTEE ANY CHECK WILL CLEAR AND WILL NOT BE HELD ACCOUNTABLE FOR ANY BANK FEES.
The Terms of Service described hereto constitute a legal agreement (“ Agreement” ) between the sole
proprietor or business organization listed as the “ Merchant” on the Application
page (sometimes referred to as “ you” , “ your” , and/or “ user” ) and Anytime Check LLC (“ Anytime Check” , or “ AnytimeCheck” ).
These Terms of Service govern your
use of our service. As used in these Terms of Service, Anytime Check service,our service, AnytimeCheck service or the service
means the service provided by
Anytime Check for verifying certain checking account information, including all features and functionalities,
website, and user interfaces, as well as all content and software associated with our service.
Section A: The Anytime Check Service
1.Acceptance of Terms of Service
These Terms of Service, which include our
govern your use of the Anytime Check service.
By using the Anytime Check service, you accept and agree to these Terms of Service. If you do not agree to these Terms of Service,
do not use the Anytime Check service. By electing to use our service you hereby agree to these Terms of Service.
2.Changes to Terms of Service
AnytimeCheck may, from time to time change these Terms of Service. Such revisions shall be effective immediately; provided
however, for existing customers, such revisions shall, unless otherwise stated, be effective 30 days after posting.
, the terms of which are incorporated herein.
You acknowledge that you have received, read in full, and agree with the terms of our Privacy, linked to and incorporated
into this Agreement by reference.
4.Use of Service
a.Unauthorized Account Activities.
By using our service, Merchant is completely
and solely responsible for any and all activities which occur under Merchant's account
whether authorized or unauthorized. Merchant agrees to notify AnytimeCheck immediately of any
unauthorized use of Merchant's account or any other breach of security known or should be known by Merchant.
b.Fraudulent Check Requests. By using our service, Merchant agrees that any and all
financial institution information, routing number are true and correct.
In no event shall AnytimeCheck be criminally or civilly liable for any fraudulent checks whatsoever.
c.Non-sufficient Funds. By using our service, Merchant is completely and
solely responsible for any and all financial institution accounts information that is
provided to AnytimeCheck to perform Merchant's requested service to have sufficient funds to
cover the check that has been generated by Anytime Check. In no event shall Anytime Check be
liable for any NSF fees or any other administrative or punitive fees incurred by any financial
institution where a check(s) that has been delivered to Merchant or to Merchant's financial
institution and has been returned due to non-sufficient funds.
As a condition of Merchant's use of AnytimeCheck services, Merchant agrees not to provide any information
that is unlawful, illegal, harmful, threatening, abusive, harassing, degrading, defamatory, libelous,
infringing, discriminatory, prejudice, invasive and/or exploitive to any other persons or entities in any
way. Merchant agrees not to obtain or attempt to obtain any materials and/or information through and by
any means non-intentionally made available, disclosed or provided through AnytimeCheck services. Merchant
agrees to use Anytime Check's services for its sole intended purposes. In no event shall Merchant use
AnytimeCheck services in a manner that will violate any local, state, federal or international law,
rules and regulations in regards to unauthorized disclosure of any 3rd party personal private information,
such as name, address, SSN, DOB or financial information, etc. In the event Merchant violates this
provision, Merchant shall protect, defend, indemnify and hold harmless, AnytimeCheck Checks,
LLC from and against any and all loss, damage, injury, liability, judgments and claims thereof
arising out of, connected with, incident to, or otherwise directly or indirectly resulting from
Merchant's violation of this provision. In addition, Merchant shall not resell or make any
commercial use of the Service without the express written consent of AnytimeCheck Checks, LLC.
6.Security and Fraud Controls
AnytimeCheck is responsible for protecting the security of Data in our possession and will maintain
commercially reasonable administrative, technical, and physical procedures to protect all the personal
information regarding you and your customers that is stored in our servers from unauthorized access and
accidental loss or modification. However, we cannot guarantee that unauthorized third parties
will never be able to defeat those measures or use such personal information for improper purposes.
You acknowledge that you provide this personal information regarding you and your customers at
collect, use and safeguard the information you provide to us.
7.Passwords & Account Access
You agree not to give or make available your password or other means to access your account to any
unauthorized individuals. If you permit Authorized Users or other persons to use the Service or
your password or other means to access your account, you are responsible for any transactions as
they authorize or process. If you believe that your password or other means to access your account
has been lost or stolen or that someone may attempt to use the Service without your consent or has
transferred money without your permission you must notify us at once at 888-253-5672.
8.Commercially Reasonable Effort and No Guarantee
Due to circumstances beyond our control, particularly delays in handling and posting Bill Payments by
the Payee or financial institutions, some Bill Payment transactions may take longer to be credited to your
account. We will bear no responsibility for any late payment related charges due to the actions of others
or that are outside of our direct control. You agree that this Website is being offered as a service only.
You acknowledge and agree that we will take commercially reasonable steps to ensure the validity of each
check you enter into/through our website. We do not guarantee funds and if funds are not available when
processed through your financial institution it is your sole responsibility to collect said funds.
In addition, we do not guaranty that once funds have been verified that the status of your client's
bank/financing account will not change prior to the withdrawal or depositing of funds. We do not
process ACH transactions. By accepting this Agreement, you acknowledge and agree that all checks are
processed directly to your client's banking/financing institution by demand drafts, or sent to the
address you provided for your customer, as directed by you.
In order to provide ACH, check processing and other related services in accordance with the Rules and
Regulation the parties hereto agree as follows. MERCHANT agrees to comply with all rules at the time
each entry is initiated by the MERCHANT with respect to NACHA's most recent Guidelines and that each
entry shall in no way breach any Federal, State, or local statute of regulation pertaining to and for
electronic funds transfers and/or electronic check re-presentment, including the Electronic Funds Transfer
Act and Regulation E, and all such other laws and regulations including the Operating Rules of NACHA.
10.Disclosures and Notices
You agree that AnytimeCheck can provide disclosures and notices regarding the Service to you by
posting such disclosures and notice to our website, emailing them to the email address listed in
your Anytime Check Account, or by mailing them to the address listed in your Anytime Check Account.
You also agree that electronic disclosures and notices have the same meaning and effect as if we had
provided you with a paper copy. Such disclosures and notices shall be considered to be received by
you within 24 hours of the time it is posted to our website or emailed to you unless we receive notice
that the email was not delivered.
Section B: Membership, Billing & Cancellation
Your Anytime Check membership will continue month-month unless
and until you cancel your membership or we terminate it. You must provide us with a current, valid,
accepted method of payment (as such may be updated from time to time, Payment Method) to use the
Anytime Check Service. We will bill the monthly membership fee to your Payment Method. You must cancel
your membership before it renews each month in order to avoid billing of the next month's membership
fees to your Payment Method.
By starting your Anytime Check membership and providing or designating a Payment Method, you authorize us to charge you a monthly fee at the then current rate plus any other charges you may incur in connection with your use of the Anytime Check service to your Payment Method. You acknowledge that the amount billed each month may vary from month to month for reasons that may include differing amounts due to promotion offers, changing or adding a plan, or exceeding your prepaid number of checks, and you authorize us to charge your Payment Method for such varying amounts, which may be billed monthly in one or more charges.
b.Price Changes. We reserve the right to adjust pricing for our service or any components thereof in any manner and at any time as we may determine in our sole and absolute discretion. Except as otherwise expressly provide for in these Terms of Service, any price changes to your service will take effect following email notice to you.
Each membership plan includes a prepaid number of checks/verifications per 30-day period. We do not offer refunds for unused checks or rollover unused checks for future periods.
4.Exceeding Your Prepaid Limit
In the event you exceed your prepaid number of checks during any particular 30-day period, we will bill you at a rate equal to your current package. For instance, if you pay $99.99 for 100 checks and you enter 120 checks, we will charge you an additional $19.99 ($.9999/check). FURTHERMORE, WE WILL NOT NOTIFY YOU WHEN YOU REACH OR EXCEED YOUR LIMIT.
PAYMENTS ARE NONREFUNDABLE AND THERE ARE NO REFUNDS OR CREDITS FOR PARTIALLY USED PERIODS.
You may edit your Payment Method information by visiting our website and clicking on the 'Your Account' link. If a payment is not successfully settled, due to expiration, insufficient funds, or otherwise, and you do not edit your Payment Method information or cancel your account, you remain responsible for any uncollected amounts and authorize us to continue billing the Payment Method, as it may be updated. This may result in a change to your payment billing dates.
You may cancel your Anytime Check membership at anytime. WE DO NOT PROVIDE REFUNDS FOR ANY PARTIAL-MONTH MEMBERSHIP PERIODS OR PERIODS WITH UNUSED CHECKS. TO CANCEL, CLICK FAQ UNDER THE 'HOW DO I CANCEL?' TAB FOR INSTRUCTIONS ON HOW TO CANCEL, OR SEND AN EMAIL TO SUPPORT@ANYTIMECHECK.COM INDICATING YOUR DESIRE TO CANCEL.
Section C: License, Termination, and Other General Legal Terms
1.License to Use the Service & Trademarks
Anytime Check, LLC grants you a personal, limited, revocable, non-exclusive, non-transferrable license, without the right to sublicense, to electronically access and use Anytime Check Service solely to verify and print a prepaid number of checks in a manner consistent with this Agreement and any other relevant documentation provided to you. The Service includes our website, software, documentation, tools, Internet based services, components, images, and any updates thereto provided to you by Anytime Check. We may terminate this license at any time in the event that you use the Service in a manner inconsistent with this license.
The Service is licensed and not sold. We reserve all rights not expressly granted to you in this Agreement. The Service is protected by copyright, trade secret and other intellectual property laws. We own all interest, title, and other worldwide IP Rights (as defined below) in the Service and all copies of the Service. All content included or available on Anytime Check's website, including site design, text, graphics, illustrations, interfaces, and the selection and arrangements thereof is the property of Anytime Check, LLC, with all rights reserved with respect to copyrights and trademarks. Any use of materials on Anytime Check's website, including reproduction for purposes other than those noted above, modification, distribution, or replication, any form of data extraction or data mining, or other commercial exploitation of any kind, without prior written permission and consent from Anytime Check, LLC is strictly prohibited. You agree that you will not use any robot, spider, or other automatic device, or manual process to monitor or copy Anytime Check's web pages or the content contained therein without prior written permission and consent from Anytime Check, LLC.
For the purposes of this Agreement, IP Rights means all patent rights; copyright, including rights in derivative works; trademark, trade dress and service mark rights; goodwill; trade secret rights; and other intellectual property rights that now exist or may hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any state, country, territory, or other jurisdiction.
The Agreement is effective upon the date you agree to it (by electronically indicating acceptance and/or by actually using the Service) and continues so long as you use the Service or until terminated by you or AnytimeCheck.
You may terminate this Agreement by closing your Anytime Check Account at any time by following the instructions on our website which is also detailed in Section B8 above. We may terminate this Agreement and close your Anytime Check Account at any time and for any reason effective upon providing you notice in accordance with Section A8 above.
5.Effects of Termination
Upon termination, we will immediately discontinue your access to the Service. You will not be refunded or credited for partially used credits if your access to or use of the Service is terminated or suspended. Termination does not relieve you of your obligations as defined in this Agreement.
Upon termination you agree to (i) immediately cease your use of the Service, (ii) discontinue use of any Anytime Check or other trademarks licensed under this Agreement, and (iii) immediately remove any Anytime Check references and logos from your website. In addition, upon termination, you understand and agree that (iv) the license granted under this Agreement shall end, (v) we reserve the right to delete all of your information and account data, (vi) we will not be liable to you for compensation, reimbursement, or damages in connection with your use of the Service, or any termination or suspension of the Service or deletion of your information or account date, and (vii) you are liable to us for any fees or other amounts incurred by you through your use of the Service prior to termination.
You are responsible for all claims, demands, fines, fees, penalties and other liability arising out of or relating to your use of the Service and your breach of this Agreement. You are responsible for any fraud and lost or stolen information caused by you or by your customers.
Without limiting the foregoing, you agree to defend, indemnify, and hold harmless Anytime Check, LLC and its respective employees, affiliates, members, representatives and agents (collectively Disclaiming Entities) from and against any claim, suit, demand, loss, liability, damage, action, or proceeding arising out of our relating to (i) your breach of any provision of this Agreement; (ii) your use of the Service; (iii) negligence or willful misconduct of your employees or agents; and (iv) all third-party indemnity obligations we incur as a direct or indirect result of your acts or omissions.
7.Representation and Warranties
You represent and warrant to us that: (a) if you are a natural person, you are at least 18 years of age; (b) you are eligible to register and use the Service and have the right, power, and ability to enter into and perform under this Agreement; (c) the name identified by you when you registered is your name or business name under which you sell products and services. Furthermore, Merchant warrants and represents that any and all information provided or disclosed to Anytime Check is accurate and current. Furthermore Merchant warrants and represents he/she has the full legal power, authority and capacity to provide or disclose such information to Anytime Check. In no event shall Anytime Check assume any liability of any kind in connection to or arising out of any misrepresentation, misleading, deceptive or false information provided or disclosed by Merchant. THE FOREGOING WARRANTIES IN THIS PARAGRAPH IS IN ADDITION TO ALL OTHER APPLICABLE WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTY OF MERCHANTABILITY AND THE IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE. Merchant agrees to protect, defend, indemnify and hold harmless, Anytime Check, LLC from and against any and all loss, damage, injury, liability, judgments, violations and claims thereof arising out of, connected with, incident to, or otherwise directly or indirectly resulting from; (i) any and all information that was inaccurate, misinterpreted, mishandled or loss by Anytime Check or by any financial institution, (ii) any inaccurate, unreliability or incompleteness of any service(s) provided by any financial institution and (iii) any inaccurate, incorrect, misleading, misrepresenting, deceptive or false information provided or disclosed by Merchant. Any and all warranties herein shall survive the termination of this Agreement. All and all information disclosed by Merchant shall be subject to Anytime Check's Privacy Agreement.
In delivering Anytime Check's services to Merchant, Anytime Check may send printed check(s) to financial institutions for cashing at Merchant's request. These financial institutions are 3rd parties and are independently owned and operated. AnytimeCheck is not affiliated or employed with 3rd parties whatsoever. In no event shall AnytimeCheck be liable or held responsible under the use of any of Anytime Check's services, for any acts or omissions caused by any 3rd party for any consequential, special, indirect or other damages, whether based in contract, tort or otherwise, even if AnytimeCheck has been advised of the possibility of such damages and notwithstanding any failure of essential purpose of any limited remedy.
All of the information and material provided with respect to Anytime Check's services are provided are on an As-Is and As Available basis. To the fullest extent permitted by applicable law, in no event does Anytime Check represent, warrant or guarantee of any kind, that Anytime Check's service will be free from any delay, failure, interruption, corruption or otherwise from any financial institution or delivery carrier. THE FOREGOING IS IN LIEU OF ALL WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTY OF MERCHANTABILITY AND THE IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE.
10.Limitation of Liability and Damages
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Anytime Check, LLC BE LIABLE FOR ANY SPECIAL, DIRECT, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES, OR DAMAGES IN CONNECTION WITH RELIANCE ON, USE OR MISUE OF INFORMATION CONNECTION WITH THE USE OF OUR SERVICES OR FOR LOST PROFITS, LOSS OF REVENUE, OR LOSS OF USE OR DATA, ARISING OUT OF OR RELATED TO Anytime Check'S WEB SITE OR THE USE OF Anytime Check'S SERVICES, WHETHER SUCH DAMAGES ARISE IN CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY, UNDER STATUTE, IN EQUITY, AT LAW, OR OTHERWISE, EVEN IF ANYTIME CHECK, LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
The Service is controlled and operated from facilities in the United States. AnytimeCheck makes no representations that the Service is appropriate or available for use in other locations. Those who access or use the Service from other jurisdictions do so at their own volition and are entirely responsible for compliance with all applicable United States, foreign and local laws and regulations.
11.Forum/Choice of Law
Anytime Check's website and Anytime Check services are operated and provided in the State of New York. As such, Anytime Check is subject to the laws of the State New York, and as such these terms and conditions are made under and shall be govern, construed and interpreted according to the laws of the New York, without regard to its conflict of law principles. AnytimeCheck makes no representation that its website or its services are appropriate, legal or available for use in other locations. Accordingly, if Merchant chooses to access Merchant's site Merchant agrees to do so subject to the internal laws of the State New York. In the event that these terms and conditions are breached, any and all disputes must be settled binding arbitration.
In the event of dispute between the parties herein, each party agrees to settle their dispute in binding arbitration. Arbitration shall be pursuant to and governed by the rules of the American Arbitration Association. An Arbitrator shall be mutually selected between the parties herein. The Arbitrator shall have the authority to award costs to whichever party he/she deems appropriate. Costs for arbitration may be equally split between the parties herein. If in the event the Arbitration does not resolve the parties disputes herein, any parties reserves the right to seek legal or injunctive relief in any Federal or State court in the State of New York.
13.Right to Amend
We have the right to change or add to the terms of this Agreement at any time, and to change, delete, discontinue, or impose conditions on any feature or aspect of the Service or software that we in our sole discretion deem to be reasonable in the circumstances, such as on our website or any other website maintained or owned by us. Any use of the Service or software after our publication of any such charges shall constitute your acceptance of this Agreement as modified.
This Agreement, any rights and licenses granted hereunder, may not be transferred or assigned by you without our prior written consent, but may be assigned by us without consent or other restriction.
This Agreement binds you and your respective heirs, representatives, and permitted and approved successors (including those by merger or acquisition) or any permitted assigns.
If any of the provisions herein are found to be unenforceable, the remainder shall be enforced as fully as possible and the unenforceable provision(s) shall be deemed modified to the limited extent required to permit enforcement of the terms and conditions as a whole.
This Agreement and all policies and procedures that are incorporated herein by reference constitute the entire agreement between you and Anytime Check with respect to the provision of the Service. In the event of a conflict between this Agreement and any other AnytimeCheck agreement or policy relating to the subject matter herein, this Agreement shall prevail. Except as expressly provided herein, these terms and conditions describe the entire liability of Anytime Check and define your access and use of the Service. If any provision of this Agreement (or any portion thereof) is held to be invalid or unenforceable under applicable law, then it shall be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue to be in full force and effect.