Frequently Asked Questions

Yes, to use AnytimeCheck by Phone you will need a US bank account but we do offer International Check Processing Services and that application can be found here.
AnytimeCheck does not verify nor guarantee funds in your clients’ bank account. We offer the most comprehensive verification available but there is never a way to guarantee a check will clear unless you are receiving a certified check.
Yes, this process has been legal for years. The reason that the drafts are accepted by the bank is that they carry a message in the print out that states, “Payment authorized by accountholder. Indemnification agreement provided by: your company name”. This assures the bank that you have physically or verbally recorded proof in some form that the customer authorized the draft.
Not at all. Most ACH transactions are batched around midnight – and they will all process at the same time, so, even if you submit an ACH transaction at 6AM, it won’t actually get processed until around midnight or at batch closing. In addition, it can take as long as 5 days for ACH transactions to actually be credited to your account.
No, all you need is a computer with an internet connection, any browser and printer is all you need to get up and running! Since our system is web-based, you can login from anywhere as long as you have an internet connection. You do not need any software to download, install, or update.
As soon as you sign up for a trial, have check paper and a printer setup, you are ready to go!
YES – We use many layers of security which will protect your data, as well as using secure SSL communications. Our data center also had its own built-in firewalls and is monitored 24/7. All sensitive information is encrypted using 128 bit encryption. We also back up on a daily basis.
No, our service is month-to-month. Unlike other similar services, you are not locked in for the long-term. You can cancel our service anytime.
If you signed up you will be billed from your initial signup date. Then you will be billed every 30 days until you cancel your service.
If you go over your monthly limit your account will be upgraded to the next plan to accommodate your additional volume. You have the ability to upgrade and downgrade your plan at any time by emailing
Simply send an email to or submit a ticket in Contact Us to cancel your account.
Customers love subscription billing because it enables them to pay bills automatically at monthly interval which certain that they won't miss a payment. It's a win-win situation for our customers and us.
Yes, we can downgrade your plans from premium to pro and starter but we cannot switch again to trial i.e. $1.